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	<title>Home Point Mortgage &#187; Refinance Home</title>
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		<title>If you are buying or refinancing a home</title>
		<link>http://www.home-point-mortgage.com/if-you-are-buying-or-refinancing-a-home/</link>
		<comments>http://www.home-point-mortgage.com/if-you-are-buying-or-refinancing-a-home/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 18:00:29 +0000</pubDate>
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				<category><![CDATA[Loan Process]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Refinance Home]]></category>

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		<description><![CDATA[1. If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement. 2. If you own rental property, please provide rental agreements and two years tax returns. 3. If you wish to speed up the approval [...]]]></description>
			<content:encoded><![CDATA[<p>1.  If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.</p>
<p>2. If you own rental property, please provide rental agreements and two years tax returns.</p>
<p><a href="http://www.home-point-mortgage.com/wp-content/uploads/2010/05/RefinanceHome.jpg"><img src="http://www.home-point-mortgage.com/wp-content/uploads/2010/05/RefinanceHome-300x195.jpg" alt="" title="RefinanceHome" width="300" height="195" class="aligncenter size-medium wp-image-34" /></a></p>
<p>3. If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.</p>
<p>4. Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.</p>
<p>5. If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.Provide a copy of divorce decree if applicable.</p>
<p>6. If you are NOT a US citizen, provide us with a copy of your green card (front &#038; back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.</p>
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